Protect yourself, your business, your staff, your stock, plant & equipment and buildings
Provides you with a solution specifically designed for private companies. It combines several insurance policies into one policy to provide cover for a broad range of management liability exposures. It differs significantly from standard Directors and Officers Liability Insurance for a number of reasons. One reason is that it provides cover for claims made against the company itself as well as for claims made against the company's directors and officers. This cover is particularly significant for directors who are also owner shareholders of a company.
Necessary if you are deemed a professional person, whether you charge a fee or not, as you owe a duty of care to your client who then relies on your service or advice. Should such reliance result in any loss that person may be able to sue you for 'negligence' to recover their loss.
Protect your business vehicle from accidental loss or damage anywhere
Cover your building against sudden loss or damage. (Either owner occupied or investment).
Cover your plant & machinery and/or tools & equipment and/or your stock & merchandise against sudden loss or damage.
Designed to protect your business profit and cover your operating costs while your business recovers from a major disruption arising from a sudden and unforeseen loss or damage.
Designed to pay a weekly benefit in the event of the life assured becoming disabled due to sickness or accident and being unable to work in their own occupation for more than 10 hours per week.
Designed to provide a monthly income for up to one year to help your business keep going if you are totally disabled. It reimburses the cost of a replacement or cover eligible business overheads if a locum is not engaged.
This pays the owner or business partner a monthly income to cover the continuing expenses incurred if the owner becomes totally disabled. This monthly benefit can be paid for a period of either one or two years.
Starting a business is challenging enough, without having to worry about how to cope financially if you are unable to work due to an illness or injury. Now you don't have to worry. This product provides income protection to newly self-employed individuals who are just starting out and are therefore not eligible to get covered by full income protection policies because they have a lack of financial evidence.