Personal loans can be used for any personal reason, large or small – such as a new car, home renovations or improvements to take advantage of the Government initiatives with home heating & insulation through the ENERGYWISE programme, or a special family occasion. As your broker we can offer you competitive interest rates and we may even be able to combine all your existing debts into one easy-to-manage loan.
Talk to me about what type of loan you need
If you can offer an asset as security, you'll get a better interest rate. The types of security you can use are:
If you need a loan but don't have any suitable security, we may still be able to help. We are able to offer you various types of unsecured loans, and we'll tailor the loan to meet your needs.
With a Vehicle Loan you can buy a new vehicle or refinance an existing Vehicle Loan. Before you know it, you'll be driving away in your new car, motorbike or even a new boat.
You may be able to borrow up to 100% of the purchase price, and you may even be able to include the cost of a mechanical warranty and the loan administration fee in the total loan amount. The vehicle must be 12 years old or less to qualify as security for the loan. If you’re using the vehicle as loan security, insurance is compulsory to at least the value of the loan.
A pre-approved Vehicle Loan may suit you, so you can shop for a car as a cash buyer. This typically means you can negotiate a better purchase price. You can shop privately, at a car dealer or an auction - the choice is yours.
If you find yourself stuck with a high interest Vehicle Loan from somewhere else, talk to us about refinancing to our competitive Vehicle Loan, and save yourself some money!
Juggling high interest debts on credit cards, hire purchase and other loans can be really stressful. With a debt consolidation loan you get all your debts down to one and free up some extra cash for those day-to-day expenses.
We take the time to sit down with you to work out a repayment plan that fits your budget. You’ll have one regular payment which makes it easy to keep track of what needs to be paid by when. We can even match the repayments to your payday if it makes it easier for you.