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Building your dream home?

We can secure your home loan for you to buy your section so you can build your dream home.

If you are still just dreaming then contact us to see if we can make your dream come true

If you have a section in mind to build on, then a sale & purchase agreement is required.

We recommend getting a preapproval before you start so you know how much you can afford to borrow and so you can commence immediately to avoid wasting time and money.

To build on the section/land you will require:

  • Building Consent,
  • Plans and Specifications,
  • Soil and Engineers Reports,
  • Signed fixed price contract.

These all need to be valued by a registered valuer to determine the current and final completed value.

We will put together your application.  The loan is advanced on a progressive draw-down basis.  Generally the loan will be interest only until code of compliance and the final valuation is done.  Then the total loan can be restructured however you want

 

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Client Testimonials

"My wife and I wish to express our sincere gratitude to Andre and the staff at MAINZ Limited.
In just a bit over five years, and sometimes when not following the regimented savings advice of Andre, we have reduced our debt from over $200,000 to ZERO - We have gone from Mortgage to Freehold and want you all to know that it is achievable. We are also grateful for the continuing advice that Andre offers us on financial matters, even to the point of making international calls from New Zealand if we happen to miss him on the phone. We wish Andre and all of his clients the best financial outcomes possible."
Colin and Eunice Elvey, New Plymouth (Now in Australia)

Andre's Blog

Things are ticking along nicely, But then illness strikes ... What then ...  Have you got the right measures in place to ensure your business can carry on as normal? Know your your revenue is protected, talk to me, Andre Stokes at Mortgage and Insurance New Zealand